Clean Up and Manage Your Credit:
Your Credit Score can make a huge impact on your financial life – be sure to stay up-to-date on it. It’s recommended to check your credit score every 4 months to be familiar with your credit report. When you know your credit score it helps you to continue to set goals and improve your responsible credit habits.
Pay Your Bills on Time & Manage Your Automatic Bills
In today’s world, there are so many options to pay your bills with mobile and online banking. However, it is still important to manage these bills closely and to cancel any unnecessary automatic bills like unused subscriptions.
Organize Your Important Documents & Safely Dispose of Outdated Paperwork
Organize your important documents like checkbooks, mortgage paperwork, vehicle titles, and any other documents that have your Social Security Number, account numbers, or routing numbers. Keep all of these documents in a safe place where you can easily find them but someone else cannot. Step 2 is to shred or burn any outdated paperwork that has any personal identification printed on to it.
Protect Your Accounts
With digital transactions more prevalent than ever, it’s more important to protect yourself from consumer fraud and identity theft. Keep a close eye on your accounts and credit report to ensure no fraudulent activity is found. Also, to prevent falling victim to an online scam, practice good browsing habits and never click on unusual links and messages.