Thinking about applying for a consumer loan with WCU?

Now you can download, print the loan application right here and complete it at your convenience.

For current WCU members, please follow these steps:

  1. Click on the link to open the Consumer Loan Application below.
  2. Print a copy of the Application.
  3. Fill out the requested information, sign, and date the Application.
  4. Return the completed Application with proof of income to WCU by:
    • Fax to: (256) 355-2989
    • Mail to: WCU Credit Union, 2505 Hwy 31 South, Decatur, AL 35603
    • Bring to either WCU branch office.

After WCU receives your application and proof of income, a loan officer will review your loan request and get back to you.

Not a member of WCU?

  1. There is a $10.00 Non-Member Application Fee.
  2. Return the completed application with proof of income and the $10.00 Non-Member Application Fee to WCU by:
    • Fax to: (256) 355-2989
    • Mail to: WCU Credit Union, 2505 Hwy 31 South, Decatur, AL 35603
    • Bring to either WCU branch office.

After WCU receives your application, proof of income, and Non-Member Application Fee, a loan officer will review your loan request and get back to you.

WCU Credit Union offers membership to anyone who lives, works, worships, or attends school in Morgan or Lawrence County, Alabama. You may even become a member if you have a relative who is a member. To become a member of WCU, you simply need to open a savings account with us.

To speak with a WCU representative or request additional information, please call (256) 355-5010.